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Heidi Prentice Lic. Assoc. RE Broker


Introduction of profile page

  • Heidi is a full time Licensed Real Estate Broker with 36 years of real estate expertise! Whether you are a first-time home buyer, looking to downsize or perhaps selling your last home, she would love to help you; not with just a one-time transaction but make you a client for life.
  • Heidi has been selling real estate with honesty, reliability, and integrity! Always striving to do my best for my clients. Dedicated to having this be a very smooth and stress –free experience.
  • A hard-working real estate agent, Heidi keeps in close contact with her clients before, during and after every sale.
  • Heidi has 41 years in the sales industry, my first 5 in retail and the remaining 36 years in real estate at Nothnagle REALTORS®/Howard Hanna. She believes having this extensive background in real estate makes her well qualified to help your real estate experience go smoothly.
  • Heidi's husband Andrew Prentice joined her in Selling Real Estate in 2019. He adds another entire dimension to our Real Estate business with the experience he brings.
  • Heidi has been involved with her church for many years, from helping with youth teaching, Sunday School, member of the church Board and leading the Children’s Wednesday ministry.
  • Being married to her wonderful husband for 40 years and have 4 adult children, as well 8 grandchildren; she understands the need for your home to meet your needs and desires.  A place you and your family can call “home!”

Total Sales in Real Estate:

  • Sold over $100,000,000 in sales.   (over 800 homes)

2024 Statistics:

  • Average Days On Market for listings: 5 days
  • Sale price to List price for sellers homes: sellers received a average of 115% of list price 
  • She represents approximately 50% buyers vs 50% sellers
Affiliations
        Licensed Associate Broker
  • National Association of REALTORS®
  • New York State Association of REALTORS®
  • Greater Rochester Association of REALTORS®
  • Ramsey Pro
Communities Served
  • Monroe County, Livingston County, Genesee County, Ontario County, Wayne County, Orleans County, Wyoming County, Alleghany County, and Erie County.
Awards & Honors
  • Sales Master Award – Greater Rochester Association of REALTORS®
  • Nothnagle Gold Club
  • Nothnagle Gold Sales Award
  • Nothnagle/Howard Hanna Platinum Award
  • Multimillion Dollar Producer
  • Top 5 Agents in the Chili Office
  • Longevity Award - 36 years at Nothnagle/Howard Hanna
Interests/Hobbies
  • Volleyball
  • Softball
  • Spending time with my adult children
  • Travel

 


Specialties

Acreage
Certified Buyer Specialist
Country Property
Dream Home
Estate Properties
Farm And Ranch
Historic Home
Land
Luxury Homes
New Home

 

 

Buying a new home is a lengthy process with many interconnected steps. Whether you’re a first time home buyer or you’re looking to move into a better house, one of the most important steps you’ll take is determining what you can and cannot afford to buy. And to make that determination successfully, you’ll need to make a clear budget focused specifically on how much property and home you can and cannot afford.

 

Start With a Basic Budget

At its core, your budget for your new home is all about understanding the maximum monthly mortgage payment you think you can comfortably pay. To figure this out, there are several pieces of data that need to be factored in, reviewed, and calculated.

As you create your budget, make sure that you have this basic information:

 

your yearly income
monthly debts owed

the down payment you expect to put on the house

Based on these three numbers, you can come up with a rough estimate of the maximum home price you can afford within your current budget.

 

Keep Going to Determine a More Accurate Budget

Once you have your basic budget, it’s time to get a more accurate and precise number to focus on and work around. To do this, you will need to take into account detailed information about the new home you are looking to purchase and the mortgage loan that would finance that property.

As you create this more accurate budget, you should consider:

 

The down payment amount you will need
The premium amount on the homeowner’s insurance for the property (premium will be determined by many factors about you, the property itself, and coverage levels chosen)
The premium amount on flood insurance for the property, should flood insurance coverage be required by the mortgage lender
The real estate taxes for the area into which you are moving
Homeowner’s association dues (if applicable)

Don’t Be Afraid to Ask for Help

If you’ve shopped for a home before, you probably already know that even a self-determined budget is still just an official and limited answer. That’s because every step of purchasing a home can be complex, and often includes factors you forget or can’t predict. For example, besides the mortgage payment, there are several other fees and costs associated with owning a home that often go unnoticed until after closing on the home.

 

With that in mind, the only real way to figure out your true home buying budget early in the process is to speak with a mortgage professional, as well as to work with a real estate agent. While mortgage experts can answer all of your questions, address your concerns, and help you prepare for any loans you need to complete your purchase, a real estate agent can keep you on-track during the entire home hunting process. Together, these two experts are sure to help you buy a fantastic new house – all within your budget!

Have a question?
I can help.

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