Angela Rebish

Brunswick Office, OH
3925 Center Rd.
Brunswick, OH 44212
(330) 225-1077

Buying or selling? I will be there for you every step of the way.

The Home Buying Process

Our goal at Howard Hanna Real Estate Services is to help everyone realize the American dream of home ownership. We've compiled an easy to follow, step-by-step guide to the process:

  1. Begin With The Best. Begin your home search by establishing a working relationship with your Howard Hanna real estate counselor at any of our conveniently located neighborhood locations.

  2. Become Financially Pre-approved. Begin your home search knowing you are approved to buy. Become pre-approved for your mortgage with the Howard Hanna Mortgage Services loan officer conveniently located in your Howard Hanna office.

  3. Refine Your Home Search. Your Howard Hanna sales associate will help you define your specific housing and lifestyle requirements and will present those homes which match your specified needs.

  4. Present The Offer to Purchase. Once you've found the home of your dreams, your Howard Hanna sales associate presents a written offer to purchase to the seller. The seller either accepts or rejects your offer, or makes a counter offer.

  5. Reaching an Agreement. You and the seller will agree on the price and terms, including closing and settlement dates.

  6. Sale Contract is Executed. We will oversee the contract of sale to assure proper execution.

  7. Mortgage Application Finalized. Secure your mortgage loan with your Howard Hanna Loan Officer.

  8. Earnest Money In Trust Account. At this point, all earnest money must be placed in a Trust Account through Barristers of Ohio Title and Escrow Services.

  9. Inspections Scheduled. At this time, the various home inspections you have elected will be scheduled.

  10. Ordering Title Insurance. We will order clear title verification and title insurance for your new home.

  11. Follow Up On Financing. Your Howard Hanna Mortgage Services Loan Officer will follow up on all details regarding the final mortgage commitment.

  12. Your Mortgage is Approved. Review the terms with your Howard Hanna Mortgage Services Loan Officer, sign and then return to lender.

  13. Purchase Home Owner's Insurance. Obtain homeowner's insurance, which is required by all lenders, prior to closing.

  14. Confirm Closing. Establish the desired date of closing with your Howard Hanna sales associate .

  15. Transfer of Utilities. Review the transfer of utilities with your Howard Hanna sales associate

  16. Confirm Closing Costs. Get the final closing costs from your Howard Hanna Mortgage Services Loan Officer.

  17. Bring To The Closing. Bring your homeowner's insurance policy, a certified check for closing costs, and your checkbook for any potential incidental costs.

  18. You're Home. Congratulations! Title has transferred, we will assure that you receive the title and keys to your home.

 For a copy of your annual FREE Credit Report. CLICK HERE!

Buying


 

See Program Description Below.
Certain conditions apply.

 

 

 

MONEY BACK GUARANTEE
When you buy a home from Howard Hanna, you buy with confidence. Our exclusive 100% Money Back Guarantee program gives you confidence in the value of the home you are purchasing. Unlike any other real estate company, Howard Hanna stands behind the value of
the properties we sell. To learn more, click here.

 

 

APARTMENT DWELLERS TRADE-IN
Are you sitting on the fence, hamstrung by an existing lease? Howard Hanna will relieve you of that obligation when you buy a new home. You've heard of our Buy Before You Sell program: now, Buy Before Your Lease Is Up.

 

 

POWERHOUSE MORTGAGE PROGRAM
Howard Hanna Mortgage Services has secured over $150,000,000 per month in mortgage money designated for you, our clients. You can be certain that there is no shortage of mortgage money available for qualified individuals. To learn more, click here.

 

 

BUY BEFORE YOU SELL
When you choose Howard Hanna to market your current home, you can take advantage of our Buy Before You Sell Program, exclusively offered through our in-house mortgage company, Howard Hanna Mortgage Services. This innovative program applies the equity in your current home toward the down payment on your next home ... allowing you to buy with confidence, even before your current home is sold. Talk to one of our Howard Hanna Mortgage's professional Finance Managers for full details.

 

 

ONE STOP SHOPPING
Only Howard Hanna Offers Real Estate, Mortgage, Insurance and Title Services. When buying or selling a home with Howard Hanna , consumers benefit from the expediency and cost saving features of one-stop-shopping. Only Howard Hanna offers comprehensive Real Estate, Mortgage, Insurance and Title services from the convenience of our neighborhood locations. To learn more, click here.

 

 

HSA HOME WARRANTY PROTECTION
Through our home warranty program, buyers are relieved of the concerns about the condition of a home and its mechanical systems, resulting in a faster sale.
You’re prepared for the unexpected. The cost of repairing or replacing appliances and systems in your home can be budget-breaking, especially when you’ve just purchased a new home. You know they can’t last forever, so you need to plan ahead. To learn more, click here.

 

 

 

Retail Alliance Service Partners
Best prices and priority service for everything associated with your move -carpeting, decorating, moving -choosing from our network of more than 22 carefully chosen vendors!

 

 


 

SHOPPING FOR A HOME?
Howard Hanna Real Estate Services helps to take the hassle out of the home buying process. To learn more, click here.

 

HANNA HOMEFINDER
Howard Hanna's complimentary service for home buyers allows you to receive automatic email alerts as properties that meet your personal criteria become available for sale. Our Hanna Homefinder is the most efficient way to begin your search for a new home. To register, click here.

OPEN HOUSES
To see a list of our Open Houses and Twilight Tours
,
click here.

SHOWCASE OF HOMES
The Sunday Showcase of Homes helps find your dream home from the comfort of your own home. To get started, click here.

NEW CONSTRUCTION
Looking to build a new home or live in a new development?
Click here to search our new home collection for new construction listings, local builders or new subdivision communities.

Looking to build on your own lot?  click here

GET PRE-APPROVED
Before you begin to shop for a home, enhance your buying power by getting Pre-approved or Pre-qualified. Don't know the difference?
Click here.

 

 

HOMES OF DISTINCTION
Howard Hanna Real Estate Services has led the industry in full-service innovations and offers marketing programs with International prestige for your fine art home. We are the region's exclusive affiliate of Christie's Great Estates, a subsidiary of Christie's International.

  • To visit Howard Hanna's Homes of Distinction, click here.
  • To visit the worldwide properties of Christie's Great Estates, click here.

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