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Penne Vincent Lic. Assoc. RE Broker
Whether you're a Buyer or a Seller.....Your Friend in Real Estate for Life
I have worked as a full-time Realtor for 26 years. I have served 100's of family's in the sale of their or their loved one's home. I am a Senior Real Estate Specialist and have advised and guided many clients through the downsizing process. I enjoy helping folks find their today home and guide, advise, and complete their purchases. I am approachable, friendly, and knowledgeable about residential, agricultural, commercial and vacation homes. If you need a home inspector, a mortgage broker, a Radon/Mold Specialist or a cleaner...I will refer to the best of the best in our market area. Call me with any of your Real Estate questions....It will be my pleasure to serve you.
Why Choose Penne Vincent?
Please read testimonials from my past clients to prove to you that I will work on your behalf to earn and keep your trust.
You Need Peace of Mind
Sellers.....My extensive research and expertise in your area will allow us to price your home competitively together. My proven, top-notch negotiation skills will get your the best price and terms possible for the sale of your home. Buyers..will get the best value for your money with my objective negotiation skills.
You Need Someone to Understand Your Needs
I listen to my clients to get a clear picture of your desires, motivations, and limitations. Together we will find the best possible fit for you whether you are a first-time home buyer, upsizing or downsizing.
Services and Connections
Whether you need financing, a new roof, home owner's insurance or a moving company, I can help with all of the services you will need before, during and after the sale with the cost saving benefits and personal attention from the Hanna Home Services Division.
I'll Help You Find Your "Dream Home"
Every home is someone's castle and I will help you find yours by searching for homes both on and off the market so you can achieve your dream.
Home Sellers.....Buyers wanted!
I have access to a "Bank of Buyers "HowardHanna.com, Boost digital Marketing and our Text to Video generate a multitude of leads with potential buyers whose criteria may match your home. Let me show you how it can provide a quick sale for you.
Consumers Need Consistent Communication
Keep up to date with the weekly Howard Hanna Homeowner's Report sent directly to you. I will keep you informed with the latest home sales and market activity for your home.
Home Buying and Home Selling Process
A real estate transaction can be stressful and confusing. Let me take the guesswork out of it for you by taking you through the process step by step and giving you all of the information you need to make educated, informed decisions.
A Successful, Proven Marketing Plan
Let me put my Marketing plan to work for you. My highly effective plan including: Digital online marketing, Howard Hanna Sunday Showcase of Homes TV Show, Print marketing all of the technology and marketing tools that my company has to offer has proven to get home sellers top dollar for their homes.
- GRAR, Greater Rochester Association of REALTORS®
- NYSAR, New York State Association of REALTORS®
- NAR, National Association of REALTORS®
Specialties
Buying a new home is a lengthy process with many interconnected steps. Whether you’re a first time home buyer or you’re looking to move into a better house, one of the most important steps you’ll take is determining what you can and cannot afford to buy. And to make that determination successfully, you’ll need to make a clear budget focused specifically on how much property and home you can and cannot afford.
Start With a Basic Budget
At its core, your budget for your new home is all about understanding the maximum monthly mortgage payment you think you can comfortably pay. To figure this out, there are several pieces of data that need to be factored in, reviewed, and calculated.
As you create your budget, make sure that you have this basic information:
Based on these three numbers, you can come up with a rough estimate of the maximum home price you can afford within your current budget.
Keep Going to Determine a More Accurate Budget
Once you have your basic budget, it’s time to get a more accurate and precise number to focus on and work around. To do this, you will need to take into account detailed information about the new home you are looking to purchase and the mortgage loan that would finance that property.
As you create this more accurate budget, you should consider:
•Homeowner’s association dues (if applicable)
Don’t Be Afraid to Ask for Help
If you’ve shopped for a home before, you probably already know that even a self-determined budget is still just an official and limited answer. That’s because every step of purchasing a home can be complex, and often includes factors you forget or can’t predict. For example, besides the mortgage payment, there are several other fees and costs associated with owning a home that often go unnoticed until after closing on the home.
With that in mind, the only real way to figure out your true home buying budget early in the process is to speak with a mortgage professional, as well as to work with a real estate agent. While mortgage experts can answer all of your questions, address your concerns, and help you prepare for any loans you need to complete your purchase, a real estate agent can keep you on-track during the entire home hunting process. Together, these two experts are sure to help you buy a fantastic new house – all within your budget!