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Angela O'Neill


Professional, Reputable, Distinguished!!!

Buying a home is one of the most important events of your life. Why not choose an agent with the experience and expertise to help you find the home of your dreams!

Selling your home can be a great experience with HOWARD HANNA 'S powerful marketing tools so let me list your home and walk you through the selling process.

Howard Hanna sells a house every 16 minutes.  Got a minute?

   As a Buyers or a Sellers Agent I will provide: 

à  LOYALTY

à  DUE DILIGENT / DISCLOSURE

à  CONFIDENTIALITY

à  ACCOUNTABILITY

à  OBEDIENCE

à  EXPEREIENCE / SKILL AND CARE

à  EDUCATE / EMPOWER

à  MARKET APPRAISAL AND CURRENT CONDITIONS

If you are selling your home I will negotiate the best price for your home.  I will communicate with you and call you weekly to keep you informed of activity on your home.

If you are buying I will negotiate on your behalf and walk you through the entire home buying process from contract to closing.

 Please give me the opportunity to serve you! 

216-258-5300


Specialties

Custom Home
Dream Home
First Time Buyers
Investment
Military
Move-Up Home
New Home
Relocation
Residential
Retirement

The Home Buying Process


Our goal at Howard Hanna Real Estate Services is to help everyone realize the American dream of home ownership. We've compiled an easy to follow, step-by-step guide to the process:

  1. Begin With The Best. Begin your home search by establishing a working relationship with your Howard Hanna real estate counselor at any of our conveniently located neighborhood locations.

  2. Become Financially Pre-approved. Begin your home search knowing you are approved to buy. Become pre-approved for your mortgage with the Howard Hanna Mortgage Services loan officer conveniently located in your Howard Hanna office.

  3. Refine Your Home Search. Your Howard Hanna sales associate will help you define your specific housing and lifestyle requirements and will present those homes which match your specified needs.

  4. Present The Offer to Purchase. Once you've found the home of your dreams, your Howard Hanna sales associate presents a written offer to purchase to the seller. The seller either accepts or rejects your offer, or makes a counter offer.

  5. Reaching an Agreement. You and the seller will agree on the price and terms, including closing and settlement dates.

  6. Sale Contract is Executed. We will oversee the contract of sale to assure proper execution.

  7. Mortgage Application Finalized. Secure your mortgage loan with your Howard Hanna Loan Officer.

  8. Earnest Money In Trust Account. At this point, all earnest money must be placed in a Trust Account through Barristers of Ohio Title and Escrow Services.

  9. Inspections Scheduled. At this time, the various home inspections you have elected will be scheduled.

  10. Ordering Title Insurance. We will order clear title verification and title insurance for your new home.

  11. Follow Up On Financing. Your Howard Hanna Mortgage Services Loan Officer will follow up on all details regarding the final mortgage commitment.

  12. Your Mortgage is Approved. Review the terms with your Howard Hanna Mortgage Services Loan Officer, sign and then return to lender.

  13. Purchase Home Owner's Insurance. Obtain homeowner's insurance, which is required by all lenders, prior to closing.

  14. Confirm Closing. Establish the desired date of closing with your Howard Hanna sales associate .

  15. Transfer of Utilities. Review the transfer of utilities with your Howard Hanna sales associate

  16. Confirm Closing Costs. Get the final closing costs from your Howard Hanna Mortgage Services Loan Officer.

  17. Bring To The Closing. Bring your homeowner's insurance policy, a certified check for closing costs, and your checkbook for any potential incidental costs.

  18. You're Home. Congratulations! Title has transferred, we will assure that you receive the title and keys to your home.

Have a question?
I can help.

Are you pre-approved for a mortgage?