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Joanne Harris
RRS, Realtor

The Best Move You'll Ever Make

Erie South Office, PA
5620 Peach Street
Erie, PA 16509
(814) 864-3200

The Best Move You’ll Ever Make

One of my greatest satisfactions is my passion for finding you the right home.  I understand how important it is to listen to your needs in order to form solid relationships and assist you in achieving your home buying and home selling goals.

HONEST, PERSONABLE, ENTHUSIASTIC and UNDERSTANDING are the definitions of SUPERIOR CUSTOMER SERVICE, which I will use to guide you through every aspect of the real estate process.

As a real estate professional in Erie, PA, I have an extensive knowledge of the area and will provide you with the information you need on home buying, home selling and financing.  Howard Hanna provides a wide range of real estate services and utilizes the latest technology, processes and programs to assist you with all of your home buying and selling needs.  Whether you are new to the market or an experienced investor, I have the expertise, proven track record, and resources to make your real estate dreams a reality!

I am fully committed to providing you with Howard Hanna’s "One Stop Shopping", a noticeably higher level of service that will make your real estate experience as easy and as stress-free as possible.

Contact me today, to begin the process of one of the most important decisions of your life, or just to ask a question. I welcome the opportunity to make a difference for you!

  • Member of NAR (National Association of Realtors)
  • Member of PAR (Pennsylvania Association of Realtors)
  • Member of GEBOR (Greater Erie Board of Realtors)

Specialties

Country Property
Dream Home
Farm And Ranch
First Time Buyers
Military
Move-Up Home
New Home
Quality Home
Relocation
Residential

The Home Buying Process


Our goal at Howard Hanna Real Estate Services is to help everyone realize the American dream of home ownership. We've compiled an easy to follow, step-by-step guide to the process:

  1. Begin With The Best. Begin your home search by establishing a working relationship with your Howard Hanna real estate counselor at any of our conveniently located neighborhood locations.

  2. Become Financially Pre-approved. Begin your home search knowing you are approved to buy. Become pre-approved for your mortgage with the Howard Hanna Mortgage Services loan officer conveniently located in your Howard Hanna office.

  3. Refine Your Home Search. Your Howard Hanna sales associate will help you define your specific housing and lifestyle requirements and will present those homes which match your specified needs.

  4. Present The Offer to Purchase. Once you've found the home of your dreams, your Howard Hanna sales associate presents a written offer to purchase to the seller. The seller either accepts or rejects your offer, or makes a counter offer.

  5. Reaching an Agreement. You and the seller will agree on the price and terms, including closing and settlement dates.

  6. Sale Contract is Executed. We will oversee the contract of sale to assure proper execution.

  7. Mortgage Application Finalized. Secure your mortgage loan with your Howard Hanna Loan Officer.

  8. Earnest Money In Trust Account. At this point, all earnest money must be placed in a Trust Account through Barristers of Ohio Title and Escrow Services.

  9. Inspections Scheduled. At this time, the various home inspections you have elected will be scheduled.

  10. Ordering Title Insurance. We will order clear title verification and title insurance for your new home.

  11. Follow Up On Financing. Your Howard Hanna Mortgage Services Loan Officer will follow up on all details regarding the final mortgage commitment.

  12. Your Mortgage is Approved. Review the terms with your Howard Hanna Mortgage Services Loan Officer, sign and then return to lender.

  13. Purchase Home Owner's Insurance. Obtain homeowner's insurance, which is required by all lenders, prior to closing.

  14. Confirm Closing. Establish the desired date of closing with your Howard Hanna sales associate .

  15. Transfer of Utilities. Review the transfer of utilities with your Howard Hanna sales associate

  16. Confirm Closing Costs. Get the final closing costs from your Howard Hanna Mortgage Services Loan Officer.

  17. Bring To The Closing. Bring your homeowner's insurance policy, a certified check for closing costs, and your checkbook for any potential incidental costs.

  18. You're Home. Congratulations! Title has transferred, we will assure that you receive the title and keys to your home.

Have a question?
I can help.

Are you pre-approved for a mortgage?