Lisa Ekiert

A Full Time Agent Dedicated to Serving my Customers!

	(330) 707-1000 x192
	(330) 518-0315
	(330) 757-3428
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Find It First

Poland Office, OH
100 West McKinley Way
Poland, OH 44514
Office: (330) 707-1000

Dependable....Loyal....Honest

I grew up in York, Pennsylvania and graduated from York Vocational Technical School, I am a graduate of Hondros College. I have lived in Canfield, Ohio for 23 years. I am a wife and mother of two children, ages 12 and 13. I am proud to call Northeast Ohio my home.

As a Realtor®, I am dedicated, loyal, honest, and passionate about my clients and what I do. I also know first hand the work involved in buying, selling, and building a home. I am committed to my clients to ensure communication, trust, confidentiality, and to make sure we have a smooth and memorable experience.

Here at Howard Hanna Company we are a recognized and honored leader in real estate. We are the 4th largest full-service real estate company in the United States and the only company the offers a 100% Money Back Guarantee.

Howard Hanna offers comprehensive real estate, mortgage, title, escrow and insurance services from the convenience of our office locations. That is what we mean by full service. We are truly a "ONE STOP SHOP".

"Here are some of the professionals on my team that are working hard for you"

Bob Kanos is the Poland Office's Finance Manager with Howard Hanna Mortgage Services. Bob is available 24/7 and offers free pre-approvals. Howard Hanna Financial has provided over $150,000,000 in secured money per month in mortgage money designated for you---our clients.

Rebekah Rouser, Poland Office Manager and Licensed Realtor

Barristers of Ohio Title & Escrow Services. They will beat or match anyone's closing fees!

Choices, choices, choices. Buying a new home can be an overwhelming experience with all the choices and options presented to you. Before you decide if you want to live in a ranch versus a two-story home or live in this neighborhood or that community, you’ll have to first figure out what you can afford. This key step in determining your budget includes evaluating and choosing from the many financing programs that are available to you.

What will your payments be?

*Amount*	*4.0%*	*4.5%*	*5.0%*	*5.5%*	*6.0%*	*6.5%*	*7.0%*	*7.5%*
*$40,000*	*$190.97*	*$206.67*	*$214.73*	*$227.12*	*$239.82*	*$252.82*	*$266.112*	*$279.69*
*$50,000*	*238.71*	*253.34*	*268.41*	*283.89*	*299.76*	*316.03*	*332.65*	*349.61*
*$60,000*	*286.45*	*304.01*	*322.09*	*340.67*	*359.73*	*379.24*	*399.18*	*419.53*
*$70,000*	*334.19*	*354.68*	*375.78*	*397.45*	*419.69*	*442.45*	*465.71*	*489.46*
*$80,000*	*381.93*	*405.35*	*429.46*	*545.23*	*476.64*	*505.65*	*523.24*	*559.30*
*$90,000*	*429.67*	*456.02*	*483.14*	*511.01*	*539.60*	*568.86*	*598.77*	*626.30*
*$100,000*	*477.42*	*506.69*	*536.82*	*567.79*	*599.55*	*632.07*	*665.30*	*669.22*
*$110,000*	*525.16*	*557.35*	*590.50*	*642.57*	*659.51*	*695.27*	*731.83*	*769.14*
*$120,000*	*572.90*	*608.02*	*644.19*	*681.35*	*719.46*	*758.48*	*798.36*	*839.06*
*$130,000*	*620.64*	*658.69*	*697.86*	*738.13*	*779.42*	*821.69*	*864.89*	*908.98*
*$140,000*	*668.38*	*709.36*	*751.55*	*794.90*	*839.37*	*884.90*	*931.42*	*978.91*
*$150,000*	*716.12*	*760.03*	*805.23*	*851.68*	*899.33*	*948.10*	*997.95*	*1,048.63*
*$175,000*	*835.48*	*886.70*	*939.44*	*993.63*	*1,049.21*	*1,106.12*	*1,164.28*	*1,233.63*
*$200,000*	*954.83*	*1,013.37*	*1,073.64*	*1,135.58*	*1,199.10*	*1,264.14*	*1,330.61*	*1,398.43*
*$300,000*	*1,432.25*	*1,520.06*	*1,610.46*	*1,703.37*	*1,798.65*	*1,896.20*	*1,995.91*	*2,097.65*
*$500,000*	*2,387.08*	*2,533.43*	*2,684.11*	*2,838.95*	*2,997.75*	*3,160.34*	*3,326.51*	*3,498.08*
*1 Million*	*4,774.15*	*5,066.85*	*5,368.22*	*5,677.89*	*5,995.51*	*6,320.68*	*6,653.03*	*6,992.15*

The Home Buying Process

I have compiled an easy to follow, step-by-step guide to the process:

1. Begin With The Best. Begin your home search by establishing a working relationship with your real estate counselor at any of our conveniently located neighborhood locations.

2. Become Financially Pre-approved. Begin your home search knowing you are approved to buy. Become pre-approved for your mortgage with a loan officer.

3. Refine Your Home Search. Your sales associate will help you define your specific housing and lifestyle requirements and will present those homes which match your specified needs.

4. Present The Offer to Purchase. Once you've found the home of your dreams, your sales associate presents a written offer to purchase to the seller. The seller either accepts or rejects your offer, or makes a counter offer.

5. Reaching an Agreement. You and the seller will agree on the price and terms, including closing and settlement dates.

6. Sale Contract is Executed. We will oversee the contract of sale to assure proper execution.

7. Mortgage Application Finalized. Secure your mortgage loan with your Loan Officer.

8. Earnest Money In Trust Account. At this point, all earnest money must be placed in a Trust Account through.

9. Inspections Scheduled. At this time, the various home inspections you have elected will be scheduled.

10. Ordering Title Insurance. We will order clear title verification and title insurance for your new home.

11. Follow Up On Financing. Your Loan Officer will follow up on all details regarding the final mortgage commitment.

12. Your Mortgage is Approved. Review the terms with your Loan Officer, sign and then return to lender.

13. Purchase Home Owner's Insurance. Obtain homeowner's insurance, which is required by all lenders, prior to closing.

14. Confirm Closing. Establish the desired date of closing with sales associate .

15. Transfer of Utilities. Review the transfer of utilities with your sales associate

16. Confirm Closing Costs. Get the final closing costs from your Loan Officer.

17. Bring To The Closing. Bring your homeowner's insurance policy, a certified check for closing costs, and your checkbook for any potential incidental costs.

You're Home. Congratulations! Title has transferred, we will assure that you receive the title and keys to your home.

Have a question?
I can help.

Are you pre-approved for a mortgage?

Yes

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Lisa Ekiert

A Full Time Agent Dedicated to Serving my Customers!

Have a question?I can help.

Have a question?
I can help.