Because it's all about you!
Now that you've made the decision to buy a home, your next step is one of your most important: finding a real estate professional to guide you through the process. A good agent will help you avoid common pitfalls, make wise home investment decisions, and bring order to the entire buying process.
There are many well-trained agents out there, so what is the one thing you need to look for in making your choice.
We believe it's rapport.
Someone that will take the time to know you and your family. Someone that will truly understand your wants and needs.
It all starts with communication and asking the right questions.
Also it's important to address your accessibility. If you're a busy professional and would rather communicate by email or text messaging during the day, you can be assured that we have our Blackberries where ever we go.
We use technology to make it easy for you.
And with all the tools at our disposal, we'll make sure your search for a new home is easy and well focused and based on your needs. After we learn about you we'll prepare customized portfolio of property photos, information and details before an in-person showing which will save you a great deal of time in your search. (Please see our Buyer Tips for more insight on our approach)
As a seller, not only will you benefit from our years of results in marketing your home, we'll work diligently to help you stage your home for a dramatic showing. (Please see our Seller Tips for more insight on our approach)
As your agent we'll approach your unique home buying experience with enthusiasm and patience.
You can assured that we will:
And, make sure you and your family are delighted every step of the way!
The top 5% of the real estate industry's REALTORS® are responsible for 90% of the industries transactions! Ed & Janene are part of this elite group of top performers!
Why settle for one top professional when you can have two?
Nine buyer traps we can help you avoid.
No matter which way you look at it buying a home is a major investment
But for many homebuyers, it can be an even more expensive process than it needs to be because many fall prey to at least a few of the many common and costly mistakes which trap them into either-
Paying too much for the home they want, or losing their dream home to another buyer or worse, buying the wrong home for their needs.
Our systemized approach to the home buying process can help you steer clear of these common traps, allowing you to not only cut costs, but also secure the home that’s best for you.
The following are some of the most common mistakes that are made and how we can help you avoid them.
1. Bidding Blind
What price should you offer when you bid on a home? Is the seller’s asking price too high, or does it represent a great deal. We’ll research the market in order to understand what comparable homes are selling for. Without this knowledge of market value, you could easily bid too much, or fail to make a competitive offer at all on an excellent value.
2. Buying the Wrong Home
What are you looking for in a home? A simple enough question, but the answer can be quite complex. More than one buyer has been swept up in the emotion and excitement of the buying process only to find themselves the owner of a home that is either too big or too small. Maybe they’re stuck with a longer than desired commute to work, or a dozen more fix-ups than they really want to deal with now that the excitement has died down. We’ll take the time upfront to clearly define your wants and needs. Put it in writing and then use it as a yardstick with which to measure every home you look at.
3. Unclear Title
We will make sure very early on in the negotiation that you will own your new home free and clear by having a title search completed. The last thing you want to discover when you’re in the back stretch of a transaction is that there are encumbrances on the property such as tax liens, undisclosed owners, easements, leases or the like.
4. Inaccurate Survey
As part of your offer to purchase, we’ll make sure we request an updated property survey which clearly marks your boundaries. We have found that if the survey is not current, there may be structural changes that are not shown (e.g. additions to the house, a new swimming pool, a neighbor’s new fence which is extending a boundary line, etc.)
5. Undisclosed Fix-ups
Don’t expect every seller to own up to every physical detail that will need to be attended to. Both you and the seller are out to maximize your investment. We’ll ensure that thorough inspection of the home is conducted early in the process. We also make sure an independent inspector objectively views the home inside and out, and we make the final contract contingent upon this inspector’s report. The inspector will give you a report of any item that needs to be fixed with associated, approximate cost.
6. Not Getting Mortgage Pre-approval
Pre-approval is fast, easy and free. When you have a pre-approved mortgage, you can shop for your home with a greater sense of freedom and security, knowing that the money will be there when you find the home of your dreams.
7. Contract Misses
If a seller fails to comply to the letter of the contract by neglecting to attend to some repair issues, or changing the spirit of the agreement in some way, this could delay the final closing and settlement. We agree ahead of time on a dollar amount for an escrow fund to cover items that the seller fails to follow through on. We’ll prepare a list of agreed issues, walk through them, and check them off one by one.
8. Hidden Costs
We make sure you identify and uncover all costs - large and small -far enough ahead of time. When a transaction closes, you will sometimes find fees for this or that sneaking through after the “sub”-total - fees such as loan disbursement charges, underwriting fees etc. We look out for these in advance and have your lender project total charges for you in writing.
9. Rushing the Closing
We make sure you take your time during this critical part of the process, and insist on seeing all paperwork the day before you sign. Make sure this documentation perfectly reflects your understanding of the transaction, and that nothing has been added or subtracted. Is the interest rate right? Is everything covered? If you rush this process on the day of closing, you may run into a last minute snag that you can’t fix without com-promising the terms of the deal, the financing, or even the sale itself.