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Julia Smith
Cary Office, NC
Howard Hanna Allen Tate
150 Wellesley Trade Lane, Suite 200
Cary, NC 27519
Office: (919) 653-2501
Howard Hanna Allen Tate
150 Wellesley Trade Lane, Suite 200
Cary, NC 27519
Office: (919) 653-2501
As a teacher, I have honed valuable skills such as patience, perseverance, and organization—qualities that are essential for success in real estate. These traits enable me to navigate the complexities of the market with a steady and thoughtful approach, while fostering strong, trusting relationships with clients. I understand the importance of listening, learning, and adapting to each person’s unique needs, ensuring a personalized experience for everyone I work with. My dedication to building meaningful connections and providing exceptional service drives my commitment to helping you find the perfect home or investment.
Specialties
Custom Home
Dream Home
First Time Buyers
Move-Up Home
Quality Home
Relocation
Residential
"Do I need 20% or more for a down payment?"
You don’t need 20% down.
You don’t need 20% down.
Most of my first-time buyer clients put down far less. NC has several down payment assistance programs that can help — and I’ll walk you through exactly which ones you may qualify for.
"What is the home buying process?"
The process has more steps than most people expect.
The process has more steps than most people expect.
Offer, inspection, appraisal, closing — each one has deadlines, decisions, and paperwork. That’s exactly why I created the free checklist below, so nothing catches you off guard.
"How do I calculate my monthly payment?"
Know your full budget — not just your mortgage payment.
Know your full budget — not just your mortgage payment.
Property taxes, HOA fees, homeowner’s insurance, and maintenance add up. I’ll help you look at the full picture so there are no surprises after closing.
My Ownership Journey
Now that you've heard my story, let's begin to work on YOUR story.