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681 Hancock School Road
Spencer, IN 47460

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Active
beds
2
baths
2
type
Single Family Home
sq.ft.
2,130
mls #
22096949
Single Family Home

Escape to your own peaceful, park-like retreat just minutes from Spencer-this 2 bedroom, 2 bathroom home offers approx. 2,130 square feet in a tranquil setting surrounded by mature trees and natural beauty. The property offers privacy, charm, and usable outdoor space in every direction. A welcoming front porch provides the perfect place to relax and take in the quiet surroundings. The stunning kitchen stands out with custom-built cabinetry, granite countertops, a large island, and an oversized walk-in pantry-ideal for cooking, gathering, and hosting. The main level includes a bedroom, full bath, laundry area, family room, and a separate living room, offering flexibility for both everyday living and entertaining. Upstairs, the spacious 19x17 primary suite serves as a private retreat, complete with a walk-in closet and en-suite bath featuring a soaking tub and dual sink vanity. Outdoor amenities truly set this property apart. Enjoy a deck overlooking the stocked pond with 2 aerators, multiple seating areas, and a fire pit perfect for relaxing evenings. The garden area includes fruit trees and bushes, and a chicken coop adds to the property's versatility. Several outbuildings provide additional storage or workspace options. A detached 2-car garage with an attached lean-to offers even more functionality for parking, equipment, or hobbies. This property is rich in character and charm.

Property Details

school district
Spencer-Owen Community Schools
architecture
Traditional
built
1955
stories
1.5
MLS#
22096949
Garage Size
2

Interior Features

  • Washer
  • Dryer
  • Oven
  • Cooktop
  • Gas cooktop
  • Microwave oven
  • Dishwasher
  • Refrigerator
  • Freezer
  • Water softener
  • Central air
  • Forced air heat
  • Natural gas heat
  • Electric water heater
  • Eat-in kitchen
  • Kitchen island
  • Walk-in closet(s)
  • Crawlspace
  • Sump pump

Exterior Features

  • Elementary school: Spencer Elementary School
  • Middle school: Owen Valley Middle School
  • High school: Owen Valley Community High School
  • Garage
  • Two car garage
  • Detached parking
  • Detached garage
  • Automatic garage door opener
  • Garage spaces: 2
  • Vinyl siding
  • Covered porch
  • Patio
  • Covered patio
  • Deck
  • Fenced yard
  • Lot acreage is: 4.57
  • Fenced lot
  • Waterfront lot
  • Lot has pond
  • Lot sqft: 198851
  • Lot has barn
  • Subdivision: Westwood
  • Wooded lot
  • Lot number: 601126200300000027
  • Lot has pond view
  • Gravel driveway
  • Public water
  • Septic system
  • Electric Type: 200+ Amp Service
  • Levels in property: One and One Half
  • Total square feet: 2130
  • Living square feet: 2130
  • For sale
  • Tax year: 2025

Room Dimensions

  • Pantry
  • Number of rooms: 6
  • Bedrooms on main floor: 1
  • Baths on main floor: 1
  • Laundry room on main floor
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By submitting this request, you agree to be contacted by Howard Hanna via call, email, and text for real estate, mortgage, insurance, and professional services but not as a condition of any purchase. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. You will receive a text message asking you to authenticate your phone number. Message/data rates may apply. This consent applies even if you are on a corporate, state, or national Do Not Call list. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. You also agree with our Terms of Use and Privacy Policy regarding the information relating to you. Your phone number, if you choose mobile opt-in data, will not be shared with third parties for marketing purposes. You can also view our privacy policy here: Policy Link

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Call (855) 464-2662

855-GO-HANNA
We are standing by to assist you.
or

Want to make an offer? Select the button below!

Make an Offer
Select a preferred date & time
Have you been pre-approved for a mortgage?

On submitting this form, you'll receive a one-time text message with verification code to confirm the mobile phone number.

By submitting this request, you agree to be contacted by Howard Hanna via call, email, and text for real estate, mortgage, insurance, and professional services but not as a condition of any purchase. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. You will receive a text message asking you to authenticate your phone number. Message/data rates may apply. This consent applies even if you are on a corporate, state, or national Do Not Call list. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. You also agree with our Terms of Use and Privacy Policy regarding the information relating to you. Your phone number, if you choose mobile opt-in data, will not be shared with third parties for marketing purposes. You can also view our privacy policy here: Policy Link

By submitting this request, you agree to be contacted by Howard Hanna via call, email, and text for real estate, mortgage, insurance, and professional services but not as a condition of any purchase. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. You will receive a text message asking you to authenticate your phone number. Message/data rates may apply. This consent applies even if you are on a corporate, state, or national Do Not Call list. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. You also agree with our Terms of Use and Privacy Policy regarding the information relating to you. Your phone number, if you choose mobile opt-in data, will not be shared with third parties for marketing purposes. You can also view our privacy policy here: Policy Link

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Mortgage Payment

The approximate monthly principal & interest payment for this property would be $2,530.07.

This payment is based on a 30-year loan at a fixed rate of 6.750 % - APR 7.010 % with a down payment of $19,995. Actual lender interest rates and loan programs may vary. Loans with lower down payments are available.

Use our Mortgage Payment Calculator to determine a more exact payment estimate.

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681 Hancock School Road, Spencer, IN 47460 is a 2 bedroom, 2 bath single family home offered for sale at $399,900.
Information Deemed Reliable But Not Guaranteed. ©2026 Metropolitan Indianapolis Board of REALTORS®.