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Donald Lugar

Time for Change?

Amherst Office, OH
1711 Cooper Foster Park Road
Amherst, OH 44001
(440) 282-8002

     

                  Time for change?

Don Lugar - 440-242-7004

donaldlugar@howardhanna.com

Full Time Agent !

If you are ready to buy or sell a home, I am ready to go to work for you!

My goal is to service your needs in a personal, professional, confidential manner.

I market homes aggressively!

Simply call for a FREE, No Obligation market value on your home!

I am committed to doing all that I can to assist you with this extremely important financial decision.

Member of: Lorain County Board of Realtors

                     Million Dollar Club!

                                                 

                                                 

Call Don at 440-242-7004

 

 
Simplifying the Home Buying Process
  
Choose Your Realtor
 
Choosing a Realtor is crucial in the home buying process. Your Realtor can represent you as a buyer’s agent and will help you throughout the home buying process. Your Realtor has access to the multiple listing service which lists home for sale throughout the area. They can also represent you, the buyer, on the purchase FSBO’s (For Sale By Owner), bank owned properties and HUD homes. 
 
Get a Mortgage Pre-Approval
 
It is very important to obtain a mortgage pre-approval for many reasons. You want to make sure that you qualify to   purchase a new home and you also want to make sure that you are looking in a price range that is suitable for your budget. You want to obtain an approval as early as possible. If there is some reason that you don’t currently qualify, your loan officer can work with you on how to improve your credit situation.
 
Find the Perfect Home
 
When meeting with your Realtor, they will ask you a series of questions that will help them find the perfect home for you and your family. Where do you want to live? What style of home do you wan to live in? How many     bedrooms and bathrooms will you need? Your Realtor will help you locate homes that fit your criteria and will also set up an online search for you. Once you have found the perfect home, your Realtor will assist you in negotiating a purchase contract. Once all parties have agreed to the terms of the contract, you will need to make loan        application.
 
The Mortgage Process
 
Once you have obtained a fully executed purchase agreement, you will need to make loan application. This will require a meeting with your loan officer to sign to sign your mortgage loan application documents. Once your loan officer submits your loan, it will go through the loan process. Your loan will go through set up,    processing,      underwriting and then closing. 
 
Closing on Your Home
 
Once you receive final loan approval and your loan has been submitted to closing, the mortgage company will work with the title company to finalize your closing documents and figures. Once your documents have been   prepared, you will be called to schedule your closing. You will meet with a representative from the title company to sign your final documents. Your deed will then be taken to the courthouse to be recorded. Once recorded, the home is yours!
 

Have a question?
I can help.

Are you pre-approved for a mortgage?