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Carolyn Leventry
REALTOR

If it can be done, I will do it!

Johnstown Office, PA
Howard Hanna Heritage Real Estate
437 Theatre Drive
Johnstown, PA 15904
(814) 266-9521

          IF IT CAN BE DONE,  I WILL DO IT!

  • I will treat you the way I like to be treated.
  • I have been dealing with families for 20 years.
  • Enjoy getting the best possible deal for you.
  • Bachelor of Science Degree.
  • Energetic and Enthusiastic.
  • Contact me 24-7 and I will return your call.
  • Flexible when it comes to accommodating you.
  • Proffesional full time service.
  • Graduate of Polley and Associates.
  • Member of Cambria and Somerset Association of Realtors.
  • Member of the National Association of Realtors.
  • Member of PA Association of Realtors.

 

 

 

 

 

The Home Buying Process :

 

Begin With The Best. Begin your home search by establishing a working relationship with me as your Howard Hanna Real Estate counselor .
 

  1. Become Financially Pre-approved. Begin your home search knowing you are approved to buy. Become pre-approved for your mortgage with the Howard Hanna Mortgage Services loan officer conveniently located in your Howard Hanna office.
     
  2. Refine Your Home Search.   I  will help you define your specific housing and lifestyle requirements and will present those homes which match your specified needs.
     
  3. Present The Offer to Purchase. Once you've found the home of your dreams, I will present a written offer to purchase to the seller. The seller either accepts or rejects your offer, or makes a counter offer.
     
  4. Reaching an Agreement. You and the seller will agree on the price and terms, including closing and settlement dates.
     
  5. Sale Contract is Executed. I will oversee the contract of sale to assure proper execution.
     
  6. Mortgage Application Finalized. Secure your mortgage loan with your Howard Hanna Loan Office or your lender of choice. 
     
  7. Earnest Money In Trust Account. At this point, all earnest money must be placed in a Trust Account with Howard Hanna.
     
  8. Inspections Scheduled. At this time, the various home inspections you have elected will be scheduled.
     
  9. Ordering Title Insurance. I will assure that an order for clear title verification and title insurance is ordered for your new home.
     
  10. Follow Up On Financing. Your  Loan Officer will follow up on all details regarding the final mortgage commitment.
     
  11. Your Mortgage is Approved. Review the terms with your  Loan Officer, sign and then return to lender.
     
  12. Purchase Home Owner's Insurance. Obtain homeowner's insurance, which is required by all lenders, prior to closing.
     
  13. Confirm Closing. Establish the desired date of closing with your me.
     
  14. Transfer of Utilities. Review the transfer of utilities.
     
  15. Confirm Closing Costs. Get the final closing costs from your  Loan Officer.
     
  16. Bring To The Closing. Bring your homeowner's insurance policy, a certified check for closing costs, and your checkbook for any potential incidental costs.
     
  17. You're Home. Congratulations! Title has transferred, we will assure that you receive the title and keys to your home.

Have a question?
I can help.

Are you pre-approved for a mortgage?