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Rusty Kalmbach

No One Knows The Area Like A Native!

Ann Arbor Office, MI
1898 West Stadium Blvd
Ann Arbor, MI 48103
(734) 761-6600


Knowledgeable, Patient, Trusted




Homes have characteristics similar to how people have personalities. In real estate I work to match the people to the home. Whether the home is big or small, if it has a ton of features or is very basic, there is a home for everyone! Matching people to their homes, that is what I do!


The home selling or buying process can be a difficult one to understand. I can help remove the hard part and make the process easier. As your agent I am committed to guiding and helping you make some of the most important decisions that you will ever make.


You need an agent that has your best interest at hand and someone who can explain the details and allow you to make your decision without interfering. That’s where being patient kicks in. I routinely talk to my clients to keep them informed of the details. Pointing out the facts but allowing them to make the final decision.


When you are looking to sell or buy a new home you want someone who will listen patiently to your needs, someone who understands both the selling and buying processes, and someone who can get the job done. I am dedicated to integrity and have a desire to make each client’s home buying or selling experience a successful one.


Call or text me today! 


First Time Buyers
Move-Up Home
New Home

Congratulations! You’ve taken the first step toward your dream of buying your first home. You’ve begun the process of educating yourself and learning what needs to happen in order to achieve that dream of home ownership. The questions below are typical of what I hear First Time Home Buyers ask.


Buyer List of FAQ'S


  • What does it take to buy a new home?

  • How long will this process take?

  • What features do I want in a home?

  • What kind of neighborhood do you want to live in?

  • When should I make an offer?

  • How much should I offer?

  • How much cash will I need to purchase a home?

  • What is EMD?

  • What happens to my EMD?

  • Will I get my EMD back if the contract is not accepted?

  • What is the process of getting my EMD back if the contract is accepted and the home inspection finds an issue?

  • How do I select a mortgage company or a mortgage loan processor?

  • How much will I need for a down payment?

  • Who else is involved in the process?

  • Can you recommend an attorney, home inspector, or a lender?

  • How long does a home inspection take?

  • Do I really need to have the home inspected?

  • What is a multiple offer situation?

  • How does my offer compete with others?

  • Can I change my offer before it is considered by the seller?

  • What do you mean by “Closing and Taking Ownership”?

  • When do I get keys?


If you would like answers to these questions or to any other real estate related question, please complete the “Get In Touch With Me” section to the left and I’ll be happy to connect with you and provide the answers.


Have a question?
I can help.

Are you pre-approved for a mortgage?