My First Home: Howard Hanna's Exclusive
First-Time Home Buyer Program
My First Home: Howard Hanna's Exclusive First-Time Home Buyer Program
Buying a House as a First-Time Home Buyer
Purchasing your first house can feel like a big leap! From understanding the basics of mortgage financing to discovering that you have definite opinions about what kind of molding your dream home has, there are a lot of steps to buying a house. Fortunately, figuring out how to buy a house doesn’t have to be hard, with Howard Hanna on your side! With the help of your Howard Hanna real estate agent and the My First Home program, we help make it simpler to purchase your first house.
Get Started TodayWhat Is the My First Home Program?
Our program for first-time home buyers, the My First Home program, gives borrowers the opportunity to finance many of the closing costs associated with buying a home. This can help make it easier and more affordable to become a homeowner, since you won’t have to worry about bringing as much money to the closing table. This program is available to potential homebuyers who have not owned a property within the past three years.
Read MoreWhat Fees Does the My First Home Program Cover?
Qualifying first-time buyers may be able to reduce their cash outlay by rolling some of their closing costs into their mortgage rate. That means that you may be able to buy your first house without needing to outlay as much money in fees right away – helping you potentially stretch your savings further when it comes to a down payment.
Typical fees* covered by this program include: Origination Costs, Appraisal, Credit Reports, Flood Certification, Title Insurance Fees, Owner's Insurance Policy, Lender's Insurance Policy, Settlement Fee, Notary, Title Endorsements, Closing Protection Letter, Recording Fees, and Survey.
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