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Pre-Qualification Calculator

If you would like return to the Mortgage Calculator, click here.

Note: If an income or expense field does not apply to you, please leave it blank. All dollar figures should be entered in a monthly time period (i.e. if you earn $48,000 a year, place 4000 in the Salary field). This utility will give you an estimated mortgage payment you will qualify for.

Step 1:
Enter all applicable monthly income information.

Step 2:
Enter all applicable monthly expenses information.

Step 3:
Select a pre-qualification ratio and click "Calculate."

That's it ...it's as simple as 1, 2, 3!

Utilizing free tools such as this upfront cost calculator in conjunction with the mortgage cost calculator, a practical estimate can be determined of just how much that new mortgage is truly going to cost.

Affordability Calculator: The Mortgage Affordability Calculator will help you estimate a home loan amount that you can afford based on the amounts entered in the fields below: income, debt, down payment, etc.
Balloon Calculator: Try our easy to use balloon payment calculator. Here is a calculator to determine your initial fixed payment and to try to answer those questions.
Cost Calculator: Use the Upfront Cost Calculator to find how much this loan really cost. In addition to interest rates and the term of the loan, there are upfront costs when securing a mortgage that should also be taken into consideration. Using this mortgage cost calculator, it is fast and easy to estimate your upfront mortgage costs.
Income Calculator: The Mortgage Income Calculator will determine the income required to qualify for the specific loan using the specified qualification ratios.

  
Pre-Qualification Calculator


Monthly Income

Salary (Gross): $
Self-employment Income: $
Second Job: $
Dividends: $
Interest: $
Pension: $
Social Security: $
Rental Income: $
Child Support, etc.: $
Other: $

Monthly Expenses

Car Payment: $
Furniture Loan: $
Appliances: $
Boat or RV Loan: $
Revolving Credit: $
Student Loan: $
Other Payments: $

Loan Type

Choose type of loan: Conventional   
FHA/VA

To calculate your maximum monthly payment, fill out the form and click "Calculate".

 
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